Do not send Social Security numbers, Medicare IDs, medical records, insurance applications, payment details, driver’s-license information, or other sensitive information through ordinary forms, mail, or email. Quotes & Plans is an independent marketplace and does not sell insurance directly, issue policies, provide binding quotes, or act as a licensed insurance agent or broker.
1. Scope
This Policy applies to information collected through quotesandplans.com and related communications and services. If you do not agree, discontinue use. Independent insurers, licensed professionals, marketing partners, and other third parties maintain their own privacy practices.
2. Information we collect
Information you provide
Our current forms may collect your first and last name, email address, telephone number, state, service interest, optional notes, consent choices, and correspondence. The information requested depends on the feature and your interaction.
Information collected automatically
Our hosting, security, analytics, and technology providers may process IP address, browser and device characteristics, operating system, language, referring URLs, device name, approximate location, pages viewed, timestamps, cookie identifiers, and Site interactions. This supports security, operation, analytics, and reporting.
3. TCPA and contact choices
When you submit a form with a communication disclosure, we process the information and consent record to respond and facilitate the communications described there. Consent is not a condition of purchase. Message and data rates may apply. Where supported, reply STOP to texts or contact us to revoke consent. We may maintain suppression or consent records to honor choices and comply with law.
4. How we use information
- Respond to inquiries and provide educational or marketplace assistance.
- Route an authorized request to an appropriate participating provider or licensed professional.
- Communicate about requested products or services consistent with your choices.
- Operate, secure, troubleshoot, analyze, and improve the Site.
- Prevent fraud, abuse, security incidents, and unlawful activity.
- Maintain business, consent, compliance, and dispute-resolution records.
- Comply with legal obligations and protect rights, safety, and property.
5. Sharing information
We may share information with your consent; with hosting, analytics, email, verification, customer-support, security, and operational service providers; with participating marketing partners or appropriately licensed professionals needed to respond to an authorized request; with affiliates subject to privacy obligations; during a merger, financing, sale, or other business transaction; or when required by legal process, law, fraud prevention, safety, or protection of legal interests.
A receiving third party’s privacy notice governs its subsequent processing. Review those practices before proceeding.
6. Cookies and tracking
We and service providers may use cookies, pixels, web beacons, and similar technologies to operate the Site, remember preferences, measure usage, maintain security, and, if configured, support advertising. Browsers allow you to block or delete cookies, but doing so may affect functionality. If production technology constitutes “sale” or “sharing” under applicable law, eligible users may exercise the corresponding opt-out right.
7. International processing
Information may be processed in the United States and other countries where we or service providers operate. Privacy laws may differ from those in your location. Where required, we use appropriate safeguards.
8. Retention
We retain information only as long as reasonably necessary for the purposes described, unless a longer period is required or permitted for legal, accounting, fraud-prevention, security, consent, or dispute-resolution reasons. When there is no ongoing need, we may delete, anonymize, or isolate information until deletion is practicable.
9. Security
We use reasonable administrative, technical, and organizational safeguards designed to protect information. No transmission or storage system can be guaranteed completely secure. Do not submit sensitive information through ordinary communications.
10. Children
The Site is intended for adults and is not directed to children under 18. We do not knowingly solicit personal information from children. Contact us if you believe a child provided information.
11. Privacy rights
Depending on location and law, you may have rights to request access, correction, deletion, portability, restriction, or an opt-out of certain processing. You may unsubscribe from marketing. Exceptions and verification requirements may apply. California residents should read our California Privacy Notice.
12. Do Not Track and privacy signals
Because there has historically been no uniform standard for browser “Do Not Track” signals, the Site may not respond to DNT alone. Where applicable law requires recognition of an opt-out preference signal, production technology will be configured to honor that signal for covered processing.
13. Third parties
The Site may link to or connect you with independent third parties. Quotes & Plans does not control their security or privacy practices. Our Marketing Partners page provides additional transparency.
14. Updates
We may update this Policy for operational, legal, or technology changes. The “Last updated” date identifies the current version. Material changes may be communicated through the Site or another appropriate method.
15. Contact and requests
To ask a question or request access, correction, or deletion, email info@quotesandplans.com or call +1 (888) 701-6090. Describe the request and state of residence. We may request information reasonably necessary to verify identity and authority, but will not request sensitive identifiers through ordinary email.
